Key responsibilities include:
* review of credit reports to determine credit pattern, current liabilities, outstanding judgments, and collections
* review of appraisal forms
* analyze asset statements for all types of asset accounts
* analyze income from salaried, commissioned, self-employed, investments, fixed income sources
* ability to determine monthly income based on bank statements and/or asset depletion
* knowledge of the requirements to meet CFPB's Ability to repay standard
* provide a written summary of loan details which clearly documents any exceptions to company guidelines and appropriate compensating factors
Key priorities include:
* perform a thorough analysis to ensure the quality of each loan and to determine compliance with company or investor guidelines
* ability to effectively make decisions in an independent manner
* must be able to identify tasks to be completed and move forward independently without prompting
* must be able to hold ones' self-accountable for doing whatever is needed to meet all commitments and deadlines
Your expertise
* BA/BS degree, equivalent education, and experience may be considered
* able to interact with all levels of staff and management
* excellent organizational skills with attention to detail
* able to prioritize workload and meet deadlines
* able to multitask, problem-solve proactively and think creatively
* ability to effectively communicate, work with, and build relationships with both internal and external customers
* excellent oral and written communication skills
* advanced tax return analysis skill required
* Computer Skills: Microsoft word, excel, and Outlook
