Key Responsibilities:
- Accountability for ensuring best in class core credit risk analysis of applicable portfolio
- Supporting the Credit Risk Portfolio Manager on the continuous engagement with applicable BCMA and Independent Risk senior stakeholders in the region to understand any concerns regarding execution of risk analysis and/or emerging risks
- Ensure ongoing and timely feedback and coaching of Credit Risk Analysts, Credit Risk Senior Analysts, and Credit Risk Associates
- Attract, develop and retain top quality staff
- Travel (less than 10%)
Skills/Competencies:
- Risk & Credit Underwriting:
- Satisfactory completion of Credit Training or equivalent
- Ability to evaluate, negotiate, structure and/or monitor extensions of credit
- Thorough understanding of the credit and/or portfolio management process
- Knowledge of the relevant customer, industry and product range
- Knowledge of documentation and reporting requirements directly affected by the execution of their credit responsibilities
- Leadership:
- Assists colleagues in identifying stretch opportunities to elevate individual and team performance and recognizes individuals based on performance
- Coach, mentor and lead direct reports to develop team strengths and improve weaknesses
- Strong awareness and adherence to the control environment including Quality Assurance and Quality Control
- Proven culture carrier
- Technical:
- Advanced Microsoft Office (Word, Excel, and PowerPoint) skills
Qualifications:
- BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject
- Financial Services experience including 5-7 years of credit experience in Banking or Credit Risk Management
