JOB PURPOSE: Collaborate closely with relationship managers to facilitate business transactions, obtain necessary internal operational, compliance, regulatory, and credit approvals, and contribute to achieving the department's goals.
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PRINCIPAL ACCOUNTABILITIES:
Acquaint yourself with the bank's internal credit processes and credit policies, as well as those specific to the department.
Handle credit responsibilities for both banks and non-bank financial institutions in South and Southeast Asia, the Middle East, and other assigned countries.
Assist in preparing credit applications and conducting comprehensive analyses for annual/semi-annual credit reviews, encompassing customer financial evaluations, industry assessments, country evaluations, and business outlooks.
Collaborate with relationship managers to co-present credit cases to seniors and the credit committee.
Actively engage with various departments, including Credit, Compliance, and Operations, both at the branch level and head office.
Provide regular and ad-hoc updates on market and banking news for the regions covered by the department.
Assist in customer and counterparty interactions and transaction handling to ensure seamless service coverage.
Contribute to regulatory and compliance efforts, including AML/KYC due diligence.
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KEY COMPETENCIES:
Possess a degree in a relevant discipline from a recognized university.
Accumulate 3 to 5 years of credit experience in a bank, preferably with coverage of both bank and non-bank financial institutions in the specified regions.
Demonstrate a solid understanding of the global financial industry.
Be well-versed in basic financial institution products, such as trade, loans, capital markets, and treasury, to effectively support the department's business and credit requirements.
Showcase expertise in credit analysis and the ability to independently recommend clients' credit profiles.
Exhibit strong teamwork skills, with the ability to work independently within tight timelines and handle multiple tasks.
Possess good interpersonal and communication skills.
